DIGI Discoveries' primary work centers on research, strategy, workforce development, community engagement, and innovation. As part of our commitment to supporting entrepreneurs and communities, we provide access to third-party business financing resources through our partnership with South End Capital, a division of Stearns Bank NA — offering a range of financing solutions for businesses at every stage.
Disclosure: Financing decisions, approval, eligibility, rates, and terms are determined solely by South End Capital, a division of Stearns Bank NA, and are subject to their underwriting criteria. DIGI Discoveries does not make lending decisions or guarantee financing outcomes.
Available Financing Options
The following financing products are offered directly by South End Capital, a division of Stearns Bank NA. Availability, terms, and eligibility are determined by the financing provider.
Fast Capital
Access same-day funding up to $500,000 with flexible terms and an easy application process. No minimum credit score required, making capital accessible to entrepreneurs at all levels.
Business Credit Lines
Secure revolving credit lines from $1,000 to $500,000. Only pay interest on what you use, providing flexible capital for growth opportunities, emergencies, or everyday operations.
SBA & Conventional Loans
Obtain loans up to $15 million, perfect for real estate purchases, working capital needs, and business expansion. Options include SBA 7(a), SBA Express, and various conventional programs.
Equipment Financing
Finance new or used equipment with loans up to $5M featuring flexible payment options. Startup-friendly solutions available to help you acquire the tools needed for success.
Why South End Capital?
These benefits are provided by South End Capital, a division of Stearns Bank NA, DIGI Discoveries' third-party financing partner.
Equal Access
We break down capital barriers, giving every entrepreneur the opportunity to succeed regardless of background.
Real-Time Tracking
Monitor your loan status anytime through our transparent application system, eliminating the uncertainty of financing.
Multiple Offers
Our extensive lending network matches you with the ideal lenders.
Referral Earnings
Earn commissions by referring other business owners, creating additional revenue while supporting fellow entrepreneurs.
How to Apply
Applications are submitted directly through South End Capital's secure portal. The process below is managed entirely by the financing provider.
Complete Our Application
Apply through our secure portal and get prequalified in minutes—no credit impact. Our streamlined process requires minimal documentation.
Review Multiple Offers
Our technology matches you with ideal funding solutions from trusted lenders, presenting competitive options tailored to your business needs.
Receive Your Funding
After selecting your offer and completing verification, funds can be deposited into your account—sometimes as quickly as the same day.
Have Questions?
Basic business information, 3+ months of bank statements, and identification. Additional documents may be requested depending on the funding type and amount you're seeking.
Most applications are processed within 24-48 hours, with same-day funding available for certain products. SBA and conventional loans typically require 30-45 days for full processing.
Our initial prequalification process uses a soft credit pull that doesn't impact your score. A hard credit inquiry may be required only during final approval stages with specific lenders.
We're here to guide you every step of the way. Email us at access@digidiscoveries.com for personalized assistance with your financing needs.
This page provides access to third-party financing resources. DIGI Discoveries is not a lender. All financing decisions, approval, eligibility, rates, and terms are determined solely by South End Capital, a division of Stearns Bank NA. Products and terms are subject to change without notice.
Business Financing Resources